Cooperative Funeral Fund (CFF) is proud to be able to offer its clients the products and services of one of the finest preneed insurance companies in America, National Guardian Life. When you select a company to be your insurance and financial partner, you should look for the following: good products, competitive pricing, the backing of a strong company with quality and service. CFF & NGL, in partnership, offer you all this! National Guardian Life, the insurance agent, has been serving policy holders since 1910. The company oversees more than $1.8 billion in assets with $7 billion of insurance in force. Surplus and security reserves total $216 million in equity, providing added protection for policy holders and partners against adverse economic conditions. NGL (A-rating=excellent, Standard & Poor’s) Insurance coverage is provided by National Guardian Life Insurance Company, which is not affiliated with the Guardian Life Insurance Company of America, a/k/a/ The Guardian Life.