By the time this article is published, it is anticipated the Federal Reserve (the Fed) will have decided to reduce the federal funds rate at least one time. In the past when rates were reduced, it meant an opportunity for businesses because a lower interest rate meant more opportunity for borrowing. That may not be the case today, especially for small businesses who depend on access to bank money for growth or remodeling to increase profits. This is because it is increasingly difficult to get approval to access these funds. READ MORE…